Student Loan Repayment Calculator

What you owe, when it clears, and whether it writes off.

Select your plan

Threshold £29,385/yr

Repayment Rate 9% above threshold

Written Off After 30 years

Loan Balance (include accrued interest)

£45,000

£1,000£120,000

Annual Salary (gross, before tax)

£32,000

£15,000£100,000

Annual Interest Rate (RPI-linked, check your statement)

Expected Annual Salary Growth (career progression)

Monthly Repayment

–

at your current salary

Annual Repayment

–

per year currently

Years to Repay

–

with salary growth applied

Total Amount Repaid

–

including interest

Repayment Breakdown

Principal repaid: – Interest paid: – Written off: –

Year-by-year breakdown

Year	Salary	Repayment	Interest Added	Balance (End of Year)