Finance Editor · UniSorted

Articles by Jamie Hartwell

Jamie Hartwell
Jamie Hartwell
Jamie writes UniSorted's money coverage: student loans, budgeting, bank accounts, insurance, the lot. He spent most of first year living in his overdraft, so the budgeting guides all have a bit on what to do after you have already overspent, not just before. Based in Leeds. Reach him at jamie@unisorted.co.uk.

Jamie writes UniSorted's money coverage: student loans, budgeting, bank accounts, insurance, the lot. He spent most of first year living in his overdraft, so the budgeting guides all have a bit on what to do after you have already overspent, not just before. Based in Leeds. Reach him at jamie@unisorted.co.uk.

Jamie Hartwell
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Subscription Spending Control

The short version Track your monthly outgoings to identify forgotten recurring payments. Cancel services you use less than twice a […]

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Managing Money Term to Term

Top-line Understand your exact maintenance loan drop dates to avoid running out of cash mid-term. Calculate your weekly budget by

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Best Budgeting Apps

Quick summary 53% of UK students run out of money before the end of term, making budget tracking essential for

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Student Budget Template

Free download Download the student budget template How to use this template in under ten minutes Download the spreadsheet to

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Savings Accounts for Students

Many UK students lack savings, but you can earn up to 7.5% interest on your money in 2026. Explore different savings accounts, including easy access and Lifetime ISAs, to make your student finances work harder.

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Opening a Bank Account Checklist

Banks need to verify your identity and address before opening an account. This checklist guides students on preparing UCAS confirmation, proof of address, and comparing overdraft limits for a smooth application.

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Student Credit Cards Guide

Quick summary 18 is the minimum age requirement to apply for any UK credit card. £500 is the typical starting

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How to Build Credit Young

What to know Register on the electoral roll to verify your identity and instantly boost your credit profile. Open a

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Student Overdrafts Explained

Compare the best 0% student overdrafts for 2026. Nationwide and HSBC offer up to 3,000 interest-free. Find out when repayments start after graduation and how much you will owe.

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