The Student Budget Calculator below is a one-screen tool: tell it your maintenance loan, any part-time income, any support from home and your term rent, and it returns what you have left each week for food, travel, bills and social. Every figure is UK-specific (weekly, not monthly, because that is how student spending actually happens). If the answer is below £40 a week, the loan alone will not cover the year, plan part-time hours, a household top-up, or cheaper accommodation before term starts.