Tools and Resources for UK Students
Free calculators, comparison tools and templates built for UK students and graduates. No sign-up, no stored data, updated for the 2026/27 academic year.
Calculators
Student Budget Calculator
Plug in your maintenance loan, part-time pay and outgoings to see what you can afford each month or term.
Student Loan Calculator
Estimate monthly repayments, total interest and whether your Plan 2 or Plan 5 loan writes off before you clear it.
Rent Affordability Calculator
Work out the maximum rent you can afford from your maintenance loan, part-time work and any bursary.
Graduate Salary Calculator
See your take-home pay after tax, National Insurance, student loan and pension deductions.
Bills Splitter
Split rent, broadband and utilities fairly between housemates with equal or custom ratios.
Subscription Cost Tracker
Add up Netflix, Spotify, software and gym fees to find the true monthly cost of the services you barely use.
Decision Pickers
Short interactive quizzes that answer common student decisions. Three to four questions each, routed to our full guide for the detail.
Which Student Bank Account?
Four quick questions across overdraft size, sign-up perks and app preference to route you to the right UK student account.
Which Mobile Plan?
SIM-only, contract, unlimited data or student perks? Three questions pick the right UK network and plan for your usage.
Which Broadband Deal?
Social tariffs, 9-month academic contracts, full fibre or budget FTTC. Four questions, one shared-house broadband answer.
Do I Need Student Insurance?
Most students buy insurance they do not need. Three questions check whether parents' cover already has you sorted.
Which Railcard?
16-25, 26-30, Two Together or no railcard at all? Three questions work out which railcard actually pays back.
Which Laptop for Uni?
STEM, creative or essay-based? Three questions pick the right laptop class for your course and budget.
Checklists and Templates
Student Budget Template (Excel)
Free Excel sheet for the UK academic year. Prefilled maintenance-loan columns plus rent, bills and social categories.
Graduate Budget Template (Excel)
Free Excel sheet for your first grad salary. Net pay, rent, loan repayments and savings rows for all 12 months.
What to Bring to University
The definitive packing list for moving into halls or a student house, split by room and category.
House Viewing Checklist
Interactive list to take to every viewing so you spot damp, noise and landlord red flags before you sign.
Moving Day Checklist
Step-by-step plan for moving day: utilities, meter readings, deposit protection and the first week in a new house.
First Job Starter Checklist
Everything to sort before your first professional week: contract check, pension enrolment, commute plan.
Help and Support
Emergency Help Resources
Mental health lines, hardship funds and legal support. Direct links to the help that exists when things go wrong.
Student Rights Guide
Your legal rights as a tenant, consumer and student. What you can refuse, what you can claim and who to tell.
Graduate Rights Guide
Your rights as a new employee and renter after university. Probation, notice periods and tenancy deposits explained.
Contact the Editors
Get in touch with the UniSorted editorial team for corrections, questions or specific requests.
Built for UK Students, Free to Use
These are the tools UniSorted's editors reach for themselves. Every calculator runs in your browser: no sign-up, no stored data, no ads squeezed between the fields. Enter your numbers, get your answer, move on.
All figures use the 2026/27 UK tax year, Plan 2 and Plan 5 student loan thresholds and the latest maintenance loan rates. When rates change, the tools update within days. If you spot anything out of date, tell us and we will fix it.
Pair the tools with the full guides in Student Money, Graduate Money and Accommodation for the context behind the numbers.
Explore More Guides
The hubs below pair naturally with the tools above. Use the calculators to model a decision, then read the guides for the detail.
Student Money and Finance
Loans, bank accounts, side hustles and budgeting. The guides that pair with the calculators.
Graduate Money and Finance
Tax, pensions, savings and renting after uni. Everything that happens once the graduate salary hits your account.
Student Discounts and Savings
Genuine UK student discounts that pair well with the budget calculator and subscription tracker.
