Tools and Resources for UK Students
Calculators, comparison tools and templates for UK students and graduates, set up for 2026/27.
Calculators
Student budget calculator
Plug in your maintenance loan, part-time pay and outgoings to see what you can afford each month or term.
Student loan calculator
Estimate monthly repayments, total interest and whether your Plan 2 or Plan 5 loan writes off before you clear it.
Maintenance loan estimator
See how much maintenance loan you will actually get in 2026/27 once household income and where you live are taken into account.
Rent affordability calculator
Work out the maximum rent you can afford from your maintenance loan, part-time work and any bursary.
Graduate salary calculator
See your take-home pay after tax, National Insurance, student loan and pension deductions.
Bills splitter
Split rent, broadband and utilities fairly between housemates with equal or custom ratios.
Decision pickers
Short interactive quizzes that answer common student decisions in three to four questions, routed to our full guide for the detail.
Which student bank account?
Four quick questions across overdraft size, sign-up perks and app preference to route you to the right UK student account.
Which mobile plan?
SIM-only, contract, unlimited data or student perks. Three questions pick the right UK network and plan for your usage.
Which broadband deal?
Picks between social tariffs, rolling contracts, full fibre and the cheapest basic fibre for your shared house, from four questions.
Do I need student insurance?
Plenty of students pay for cover they already have. Three questions check whether a parent's policy has you sorted.
Which Railcard?
16-25, 26-30, Two Together or no railcard at all? Three questions work out which railcard actually pays back.
Which laptop for uni?
STEM, creative or essay-based? Three questions pick the right laptop class for your course and budget.
Youth Jobs Grant: do you count?
The 2026 scheme pays an employer £3,000 to hire someone 18-24 who has been on Universal Credit and job-hunting for six months. Four questions check if that is you.
Checklists and templates
Student discount price list
What the 13 main student schemes cost, read off each seller's page and re-checked every fortnight, with the date shown.
Student Money MOT
Ten quick questions score your money out of 100 and flag the jobs worth doing first.
Student budget template (Excel)
Spreadsheet for the UK academic year. Prefilled maintenance-loan columns plus rent, bills and social categories.
Graduate budget template (Excel)
Spreadsheet for your first grad salary: net pay, rent, loan repayments and savings rows for all 12 months.
What to bring to university
A packing list for moving into halls or a student house, split by room and category.
House viewing checklist
Interactive list to take to every viewing so you spot damp, noise and landlord red flags before you sign.
Moving day checklist
Step-by-step plan for moving day: utilities, meter readings, deposit protection and the first week in a new house.
First job starter checklist
Everything to sort before your first professional week: contract check, pension enrolment, commute plan.
Graduate scheme tracker
Filter UK graduate-scheme employers by sector and jump straight to each careers page for the current application deadline.
Help and support
Emergency help resources
Mental health lines, hardship funds and legal support, and direct links to the help that exists when things go wrong.
Student rights guide
Your legal rights as a tenant, consumer and student: what you can refuse, what you can claim and who to tell.
Graduate rights guide
Your rights as a new employee and renter after university. Probation, notice periods and tenancy deposits explained.
Contact the editors
Get in touch with the UniSorted editorial team for corrections, questions or specific requests.
Built for UK students, free to use
Everything runs in your browser and there's no sign-up. The calculators keep your figures on your device for next time, and nothing you type gets sent to us.
All figures use the 2026/27 UK tax year, Plan 2 and Plan 5 student loan thresholds and the latest maintenance loan rates. When rates change, the tools update within days. If you spot anything out of date, tell us and we will fix it.
Pair the tools with the full guides in Student Money, Graduate Money and Accommodation for the context behind the numbers.
Explore more guides
The hubs below pair naturally with the tools above. Use the calculators to model a decision, then read the guides for the detail.
Student money and finance
Loans, bank accounts, side hustles and budgeting, and the guides that pair with the calculators.
Graduate money and finance
Tax, pensions, savings and renting after uni. Everything that happens once the graduate salary hits your account.
Student discounts and savings
Genuine UK student discounts that pair well with the budget calculator and subscription tracker.