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1 min read Article Updated 2026-04-27 Last reviewed by Jamie Hartwell on 27 April 2026

Plan 2 threshold £29,385.

Personal Allowance £12,570.

Jamie Hartwell
Written by
Jamie Hartwell
Last reviewed on 27 April 2026

Jamie read Economics at Leeds and spent two years in student financial guidance before joining UniSorted as Finance Editor. He covers student loans, budgeting, banking, insurance, and graduate money. Most of his first year at uni was spent in his overdraft, which is why the budgeting guides have a section on what to do once you've already overspent. Contact: jamie@unisorted.co.uk

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